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Insurance

Save money by dropping your Employer offered Health Plan

When to reject health insurance offered by your employer Your employer may offer health insurance, but that doesn't mean you must buy it. In fact, you can buy health insurance from the marketplace with better coverage and also save money. That said, here are two scenarios where you might want to opt-out of the group [...]

  • Pathak Insurance
  • November 9, 2019
  • 0 Comment

Many homeowners do not know they are at risk.

When buying a new home, typically the owners purchase insurance to cover the structure, personal items and medical in case someone is hurt on their property.  In most cases; however, the standard homeowner’s policies do not include flood damage. Which means no coverage for damage caused by sewer backup or floods inside of your house. […]

Home Insurance | Avoiding Claims in the Winter

How to Keep Your Insurance Costs from Rising? Winters in Northeast and Midwest can be long with temperatures ranging from mildly to bitterly cold. Losses from snow, ice and freezing temperatures have averaged about $1.2 billion a year and maybe double that amount if the winter is harsh and long. While our agents are here […]

Don’t Take A Risk By Not Being Informed

There are other clauses in your insurance policy that are imperative to include so that you are properly insured. Many of our clients have asked us what is uninsured motorist insurance? An uninsured motorist clause is an additional clause in an auto insurance policy that covers damages received from an uninsured driver. So, if you […]

Benefit from self-funded health plans

Three ways to benefit from Partially Self-Funded Health Insurance Plans Reduce Cost – Great savings for healthy companies Partially Self-Funded employers pay for healthcare claims their members consume, a low stop-loss insurance premium for catastrophic claim coverage, and an administrative fee to a third party. Healthy companies with younger demographics are more likely to low […]

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