Insurance Coverages

At Pathak Insurance Agency, we provide Auto, Life, Business, Health, and Home insurances from top-rated insurers to IT Service and Staffing, Manufacturers, Wholesale, Retail, Transportation, Construction, Commercial Real Estate, Contractors, Restaurants, Hotels, and many other businesses. Please give us a call at (703) 249-4998 to find out more.

We find the best auto insurance for you


With hundreds of websites offering discounted auto policies and midst of all the insurance commercials, it may seem that auto insurance is just a commodity–a product that is the same at every company. It’s not. The choices are many and the challenge to purchase the right Auto Insurance to meet your needs is difficult.
The key to finding correct auto insurance policy is to understand how it covers the risks you are exposed to. It is a matter of protecting your financial well being…and the choices you make could affect you for the rest of your life. With hundreds of insurance companies and the many different policies, the best auto coverage is often purchased with the help of a professional insurance agent. That’s where we come in.

Auto insurance covers mainly following...

Individual Coverage

Individual Auto Insurance can cover vehicles you owns or lease. If your insured vehicle is involved in an accident then individual coverage pays for the bodily injuries, property damage, and more. It can also pay to repair your car when it's damaged by theft, weather events, and vandalism.

Commercial Coverage

Commercial Auto Insurance can cover vehicles your business owns. Any business that requires the use of vehicles, whether it’s a single company car, an entire fleet of trucks or anything in between, needs business auto insurance.  Not just any insurance: You want the necessary insurance protection for the best price that fits the specific needs of your operation…

Auto Liability

Coverage for auto accident damage you caused to other driver or their property.

Medical Payments

Payment of the medical bills for bodily injuries you sustained in an auto accident.

Collision Coverage

Pay for the repairs to your vehicle. Physical damage pays for the damages to the vehicle from theft, vandalism, and certain weather events.

Uninsured Motorist Coverage

Typically, driver at fault pays for the damages in auto claim. This coverage pays for damage caused by drivers who don't have insurance.

A Personal Umbrella Insurance policy provides coverage for liability exposure. It protects you against a claim when your Auto insurance liability limits are exhausted, and you are faced with a lawsuit. If you are at fault in auto insurance claim, you are responsible for payment after your personal policy liability limits are exhausted, and that could mean financial disaster.

A Business or Commercial Umbrella Insurance policy protects you in a claim when your general business liability limits are exhausted, and you are faced with expensive lawsuit and potentially millions of dollars in liability exposure.

A claim worth million dollars can add up easily in the event of an accident. The victim of an accident could sue you for medical bills, damage to their vehicle, and not to mention lost income. The claim amount can quickly pile up if the injured person suffers injuries that keep him or her from working for weeks, months, or years.

You are covered

At Pathak Insurance agency, we take pride in assisting our customers. We assess risks and shop companies to find the best coverage for the price. We represents many top-rated companies including: CNA, Dairyland, Foremost, Lincoln Financial, Mercury, MetLife Auto Safeco, Travelers, and many more. Call at 703-249-4998, request a quote by email, or visit us at our office for a free, no obligation risk assessment and quote. Let us do the research and find the best auto insurance value for you.