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Many homeowners do not know they are at risk.

When buying a new home, typically the owners purchase insurance to cover the structure, personal items and medical in case someone is hurt on their property.  In most cases; however, the standard homeowner's policies do not include flood damage. Which means no coverage for damage caused by sewer backup or floods inside of your house. [...]

Home Insurance | Avoiding Claims in the Winter

How to Keep Your Insurance Costs from Rising? Winters in Northeast and Midwest can be long with temperatures ranging from mildly to bitterly cold. Losses from snow, ice and freezing temperatures have averaged about $1.2 billion a year and maybe double that amount if the winter is harsh and long. While our agents are here [...]

Don’t Take A Risk By Not Being Informed

There are other clauses in your insurance policy that are imperative to include so that you are properly insured. Many of our clients have asked us what is uninsured motorist insurance? An uninsured motorist clause is an additional clause in an auto insurance policy that covers damages received from an uninsured driver. So, if you [...]